2026 EDITION | INSTANT DIGITAL DOWNLOAD
RTP® Funding Agent / Funding Manager Risk Assessment
The examiner-ready, auto-scoring risk assessment for correspondents and sponsor institutions acting as RTP Funding Agents or Funding Managers — 78 risk items across 8 domains, verified against The Clearing House RTP Operating Rules, Participation Rules, and TCH funding and liquidity documents.
Get the Risk Assessment — $595Built for funding agents and funding managers
Funding RTP positions for other institutions is the network's most concentrated risk role: prefunded balance obligations at the Federal Reserve Bank of New York, 24x7 liquidity provision, participant funding-position monitoring, and exposure across every institution you sponsor. Generic participant assessments don't touch any of it. This assessment was built specifically for the Funding Agent / Funding Manager role using TCH's own funding and liquidity management documents.
What's inside
Protected Excel Workbook
Auto-scoring risk register with 78 prewritten risk items, likelihood / impact / control-effectiveness scoring, controls checklist, live summary dashboard, and a board-ready executive report. Formulas and prefilled content are locked so the methodology stays intact.
Companion User Guide (PDF)
Step-by-step instructions, scoring methodology, and item-by-item context with citations to the RTP Operating Rules, Participation Rules, and TCH funding and settlement documents — so every score can be defended in front of an examiner.
Examiner-Ready Outputs
Heat-mapped domain dashboard, completion tracking, residual-risk ratings, and an executive report with prior-year trend fields — drop it straight into your board packet or exam response.
78 risk items. 8 domains. The funding role, end to end.
Every risk item is prewritten with a description, rule citation, and suggested controls — your team only scores likelihood, impact, and control effectiveness. Coverage spans the full Funding Agent / Funding Manager obligation set:
- Operational — funding operations, 24x7 monitoring, uptime, annual self-audit
- Compliance / BSA-AML — program coverage across sponsored activity, SAR/CTR, OFAC
- Fraud Risk Management — fraud exposure through funded participants, reporting
- Technology & Cybersecurity — connectivity, ISO 20022, resilience
- Third-Party Risk — funded-participant due diligence, agreements, TCH relationship
- Funding & Liquidity — prefunded balance management, thresholds, intraday liquidity, contingency funding
- Settlement — position monitoring, reconciliation, and exposure management
- Regulatory / Legal — RTP Rules, participation agreements, and sponsor-liability exposure
Frequently asked questions
What exactly do I receive?
We also participate in RTP directly — is this the right version?
Is it current with the rules?
Who is licensed to use it?
Go beyond the assessment
The risk assessment documents your compliance — the RTP® Certificate Series trains your team. Eight one-hour classes with quizzes and a certificate of completion, covering RTP basics, payment flow, settlement, reconciliation, audit requirements, and returns.
Explore the RTP® Certificate SeriesBe ready before your examiner asks
Download the RTP® Funding Agent / Funding Manager Risk Assessment and walk into your next exam with a completed, defensible, board-approved risk assessment.
Get Instant Access — $595This product is an educational self-assessment tool provided by Payments Professor. It does not constitute legal, regulatory, or compliance advice, and completing it does not guarantee compliance or examination outcomes. Institutions should consult their own counsel and compliance officers. RTP® is a registered service mark of The Clearing House Payments Company L.L.C. Payments Professor is not affiliated with, sponsored by, or endorsed by The Clearing House.
