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THE PAYMENTS PROFESSOR

The 2026 Payments Library

Ten publications. Nearly 1,500 pages. Every title verified current with the rules actually in force, including the $10,000,000 FedNow and RTP transaction limits and the RTP Operating Rules effective October 4, 2026.

Education on payments, rules, and risk, without death by PowerPoint. Every title is an instant PDF download, yours to keep and print.

Start with a set

The bundles are how most institutions buy. Every one costs less than the titles inside it.

The 2026 Payments Library

$549

All ten publications

  • Every title in the library
  • Nearly 1,500 pages
  • Separately $1,220, you save more than half
  • The FedNow, RTP, compliance, check, channel, and blockchain shelves
Buy the Library

The FedNow® Reference Set

$349

Four publications, 773 pages

  • FedNow 101, 199 pages
  • Operating Circular 8 Simplified, 309 pages
  • FedNow Service Operating Procedures, 228 pages
  • Regulation J Subpart C, 37 pages
  • Separately $506
Buy the Set

The Instant Payments Compliance Set

$279

Three publications, 330 pages

  • RTP 101, 134 pages
  • OFAC and Faster Payments, 104 pages
  • Instant Payments and Regulation E, 92 pages
  • Separately $387
Buy the Set

The FedNow® shelf

The basics, the legal backbone, the operating detail, and the regulation behind it all.

FedNow 101, The Basics of the FedNow Service

FedNow® 101: The Basics of the FedNow® Service

$129

199 pages, twenty classes

  • Participants, payment flows, and participation types
  • Master accounts, settlement, and Liquidity Management Transfers
  • ISO 20022 basics and the FedNow fraud toolkit
  • Reflects the $10,000,000 network limit
Buy $129
Operating Circular 8 Simplified, The Plain English Version

Operating Circular 8 Simplified

$149

309 pages, the plain English version

  • Every section three ways: official text, plain English, practice questions
  • Appendix C fraud reporting and Appendix D processing options
  • Includes the 2026 Update Addendum
  • Best in class for AAP and APRP prep
Buy $149
FedNow Service Operating Procedures Simplified But Longer

FedNow® Service Operating Procedures: Simplified (But Longer!)

$149

228 pages, the desk reference

  • Service terms, AML and sanctions, availability expectations
  • Participant negative list and account activity thresholds
  • The full ISO 20022 message set: pacs, camt, admi
  • Appendix C reflects the $10,000,000 limits
Buy $149
Regulation J Subpart C, FedNow Explained and Simplified

Regulation J Subpart C: FedNow® Explained and Simplified

$79

37 pages, quick study

  • Section 210.40 through 210.47, section by section
  • The application of UCC Article 4A
  • Reserve Bank liability and compensation
  • Plus the Board commentary
Buy $79

RTP® and instant payments compliance

What the rules say, how to screen in seconds, and who eats the loss.

RTP 101, Introduction to RTP

RTP® 101: Introduction to RTP®

$129

134 pages, the most current RTP training you can buy

  • Eligible payment types and the $10,000,000 limit
  • Prohibited actions, including account fishing
  • A full chapter on One Leg Out (OLO) cross border payments
  • Verified against the rules effective September 30 and October 4, 2026
Buy $129
OFAC and Faster Payments, FedNow and RTP

OFAC and Faster Payments: FedNow® & RTP®

$129

104 pages, eight chapters

  • Risk factors specific to instant payment systems
  • Emerging sanctions compliance technologies
  • The FedNow Accept Without Posting procedure
  • Handling a hit, step by step, plus a final exam
Buy $129
Instant Payments and Regulation E

Instant Payments and Regulation E

$129

92 pages, twelve classes

  • What counts as an error, and error resolution
  • Private network rules, police reports, contacting merchants
  • Unauthorized EFTs and limiting liability
  • Three quizzes and a final exam
Buy $129

Checks, channels, and what comes next

Where to start, and where the industry is going.

Introduction to Payment Channels

Introduction to Payment Channels

$129

121 pages, fourteen chapters. Start here.

  • Cash, checks, cards, and ACH, channel by channel
  • The FedNow Service, the RTP network, and wires
  • Digital wallets, buy now pay later, and cryptocurrencies
  • The perfect first book in the library
Buy $129
Blockchain for Electronic Banking

Blockchain for Electronic Banking

$149

185 pages, two modules

  • Blockchain fundamentals, from the double spend problem forward
  • Stablecoins and the GENIUS Act, tokenized deposits, CBDCs
  • Operational and risk considerations for your institution
  • Assessments and answer keys in both modules
Buy $149 Full details
Check Elements and Endorsements Workbook

Check Elements and Endorsements

$49

68 pages, back to basics

  • Every element of a check, and MICR and routing information
  • Endorsements and who has to sign
  • Spotting bad checks and red flags
  • Bonus class on Remote Deposit Capture, plus two graded quizzes
Buy $49

One copy, one person. Need more?

Every price above is a single user license: one named individual at one organization. It does not cover posting a title to a shared drive, intranet, or learning management system, forwarding it to colleagues, or use by a second entity or member institution.

Five and ten user licenses are available on every title. Above that, an institutional license covers unlimited internal staff at one financial institution, and an association license covers distribution to every member institution with a co-branded cover included. Distributor and reseller terms are available. Every license carries the updates published while it is active.

See licensing and rates