Coming after the final GENIUS Act rules
The Stablecoin Risk Management Guide
A practical, plain-English guide for US banks and credit unions on staying BSA/AML and OFAC compliant with GENIUS Act stablecoins. From Kevin Olsen, The Payments Professor.
Notify me when it's readyWhy wait for the final rules?
The GENIUS Act was signed on July 18, 2025, and takes effect no later than January 18, 2027. The OCC, FDIC, FinCEN, OFAC, NCUA, and the Federal Reserve have all issued proposed rules in 2026, but none are final yet. The Guide is being written now and will be finished once those rules land, so you get one source that reflects what regulators actually decided rather than what they proposed.
What the Guide will cover
Six areas every BSA officer, compliance team, and examiner will want covered before stablecoins move through your institution.
01
Destination wallet due diligence
Hosted, self-hosted, and smart contract endpoints, and what evidence to collect for each.
02
OFAC screening on a blockchain
SDN address screening, the 50 Percent Rule, lookbacks, blocking, rejecting, and reporting.
03
Blockchain analytics
How exposure scoring works, how to set thresholds, and how to validate your vendor.
04
Freezable coins
What issuer freeze, seize, and burn capability means for your recovery playbook.
05
Policies, risk assessments, and exam readiness
The questions examiners will ask and the evidence they expect.
06
The tool stack
Sanctions screening, analytics, travel rule messaging, custody controls, and case management.
Be the first to know
Enter your name and email and I'll let you know the moment the Guide is released. Add your organization if you'd like to be told first about institution licensing options. No spam, and you can unsubscribe any time.
Get on the list
Sign-up creates no obligation to purchase.
About Kevin
Kevin Olsen, The Payments Professor
Kevin Olsen, The Payments Professor, has spent his career helping banks and credit unions understand payment systems, from ACH and checks to FedNow and RTP, and now stablecoins. He is a keynote speaker known for turning complex rules into stories people remember, and the author of the FedNow guides and risk assessments used by financial institutions across the US.
Digital guide. Release timed to the final GENIUS Act rules. Sign-up creates no obligation to purchase.