Master both U.S. instant payment networks: the RTP® network and the FedNow® Service.

Get Both Certificates

The Instant Payments Certificate Bundle: RTP® and FedNow® Certificates in one enrollment.

  • Your institution may send, receive, or support customers on both instant payment rails. Your team needs to understand both.
  • Learn how each network works end to end: participants, payment flows, use cases, risk and fraud, rules and regulations, settlement, liquidity, reconciliation, ISO® 20022 messaging, exceptions, and returns.
  • Short, topic-specific video classes you take at your own pace, from wherever you are, so you can keep doing your day job.
  • Built for operations, compliance, audit, risk, product, and leadership teams at banks, credit unions, and fintechs.
  • Earn two Payments Professor certificates: the RTP® Certificate and the FedNow® Certificate.
See the Bundle Price

Who the bundle is for


Anyone in the electronic payments industry who needs a working knowledge of instant payments, from entry-level operations staff to the CEO. If your organization is live on RTP®, live on FedNow®, or deciding between them, this bundle gives your people one clear foundation for both networks and the differences that matter between them.

Enroll in the Bundle

Tired of long webinars that leave you with more questions than answers about how RTP® and FedNow® actually work at your institution?

One enrollment. Two networks. Two certificates.


The Payments Professor guides you through the RTP® network and the FedNow® Service in plain language, with real examples, so you can make better decisions, keep your organization compliant, and keep your account holders and members happy.

Each certificate is a complete self-paced course with video classes, quizzes, and a certificate of completion. Take them in either order, one class a day or all at once.

Get the Bundle for $799

INTRODUCING

The Instant Payments Certificate Bundle: RTP® and FedNow® Certificates

RTP and FedNow Certificate Bundle

What is included


The RTP® Certificate Course. Nine classes on the RTP® network, each followed by a quiz, from the basics through self audits and compliance.

The FedNow® Certificate Series. Ten classes on the FedNow® Service with quizzes, from faster payments basics through ISO® 20022 messaging, returns, and Regulation E. PDFs of the class presentations are included.

Two certificates of completion to document your instant payments training.

Enroll Today

From instant payments curious to instant payments confident.

The RTP® Certificate Course: nine classes

  1. RTP® 101: What Is the RTP® Network and How Does It Work
  2. RTP® 201: Players, Participants, and Prerequisites
  3. RTP® 301: Payment Messages and Prefunding
  4. RTP® Risk, Rules, and Regulations, Part One
  5. RTP® Risk, Rules, and Regulations, Part Two
  6. RTP® Settlement, Prefunding, and Reconciliation
  7. RTP® Rejects and Returns
  8. RTP® Network Self Audits
  9. FedNow® and RTP® Compliance with OFAC and Regulation E

The FedNow® Certificate Series: ten classes

  1. Faster Payments Basics: What Banks and Credit Unions Need to Know
  2. Prepare Now: The Who, What, and Why of the FedNow® Service
  3. Faster Payments Use Cases for FedNow®
  4. FedNow® Risk and Fraud
  5. FedNow® Instant Payments Rules and Regulations
  6. FedNow® Settlement, Liquidity Management, and Reconciliation
  7. FedNow® Messaging and Returns: Timeframes, Returns, and ISO® 20022 Messaging
  8. Same Day ACH, RTP®, or FedNow®: The Same or Different?
  9. FedNow® and RTP®: Managing Instant Payments Risk, Fraud, and Compliance
  10. Regulation E and Instant Payments

Here is what you get:

  • 19 self-paced video classes you can watch anytime, from anywhere
  • Class quizzes to check your understanding
  • PDFs of the FedNow® class presentations
  • Two Payments Professor certificates of completion
Enroll Today!

Instant Payments Certificate Bundle

Both certificates for $799

Purchased separately, the RTP® Certificate and the FedNow® Certificate total $998. The bundle saves you $199.

Get Both Certificates for $799

Training a team?

Group and institution pricing is available for teams that need RTP® and FedNow® training. Email kevin@paymentsprofessor.com for a quote, and ask your IT team to allow emails and links from paymentsprofessor.com so enrollment and course emails reach your people.

See Group Pricing

Instant payments are here now.


The RTP® network and the FedNow® Service are both live and growing. Make sure your team understands both.

Claim your spot now.

Enroll in the Bundle

Instant Payments Certificate Bundle FAQs

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