Free guide from The Payments Professor
Is your RTP® risk assessment ready for this year's review?
A $10 million network limit, Request for Payment, new ways to send through a Funding Manager or on behalf of others, and an annual self-audit to file. This free guide introduces the eight domains of a complete RTP® risk assessment and walks through the critical items in each: what to assess, what to audit and the evidence to request.
- A tour of all 8 domains, with the critical items in depth
- What to audit, the evidence to request and the red flags
- Scoring scales, a sample risk register and a 30-day work plan
- An audit question bank, a rules crosswalk and a board reporting checklist
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What's inside
A 26-page introduction in two parts: a Risk Assessment Starter Kit, and an Audit Question Bank and Evidence Guide. It gives you the structure and the essentials. The full Payments Professor RTP® risk assessments go further, with every risk item for the way you participate.
Process and scoring
Likelihood and impact scales, a worked scoring example and two ways to calculate residual risk.
Sample risk register
Starting rows with example controls and sample inherent scores you can replace with your own.
Scoping by participation type
Receive Only through Send and Receive with Request for Payment, Funding Agents, IDS and On-Behalf-Of, plus the triggers that reopen the assessment.
The critical items in all 8 domains
The items that matter most in each domain: what to audit, the evidence to request and the red flag that says a control is not working.
Audit question bank
Questions by area, an RTP® rules requirement-to-test crosswalk, and test frequency by domain.
Evidence, findings and the board
Evidence standards, a finding rating scale, tips for writing findings that get fixed, and a board reporting checklist.
The guide at a glance
RTP® Risk Assessments
Starter Kit, Audit Question Bank and Evidence Guide
8 domains
From operations and fraud to origination, Request for Payment, IDS and On-Behalf-Of
The critical items
The ones that matter most in each domain, explained in depth
What to audit
The evidence to request and the red flag for every critical item
26 pages, free
Instant PDF download
Built for the people who own the risk
- Risk managers and ERM teams
- Internal auditors and audit committees
- BSA/AML and compliance officers
- Payments and operations leaders
- Boards that want a plain-language view of RTP® risk
Use it to update an existing assessment, prepare for the annual self-audit, or check that the evidence will hold up when someone asks for it.
RTP® and TCH® are registered service marks of The Clearing House Payments Company L.L.C. This guide is educational and is not legal advice.