Free Checklist · The Payments Professor
FedNow® & RTP® Readiness Checklist
The practical, examiner-minded steps to launch instant payments with confidence — strategy, operations, risk & compliance, technology, people, and go-live. One page you can hand to your team and your board.
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Six sections that mirror how an institution actually stands up instant payments.
1 · Strategy & Governance
Sponsorship, network choice, participation type, use cases, and limits.
2 · Money Movement & Operations
Settlement, liquidity, real-time posting, exceptions, and 24/7 staffing.
3 · Risk & Compliance
Risk assessment, fraud monitoring, OFAC, Reg E, and BSA/AML.
4 · Technology & Connectivity
Connection path, ISO® 20022, end-to-end testing, and certification.
5 · People & Customer Readiness
Team training, customer disclosures, and board briefing.
6 · Launch & Beyond
Piloting, daily monitoring, and annual reassessment.
Built for community banks, credit unions, and fintech partners preparing to send or receive instant payments.
From the leading authority on payments education
Created by Kevin Olsen — AAP, APRP, AFPP, NCP, CHPC — drawing on three decades in electronic payments. Get the checklist and put it to work today.
Send me the checklist